Maybe...I’ll go into the details so that you can have a better understanding. First, I want to tell you about how you can end up in a situation where you think you’re doing the easy thing, but later on, you realize that you made a mistake. In my experience, insurance adjusters are like car salespeople. If you equate an open file to a car on the lot, you have a better understanding. An adjuster always told me that a happy file is a closed file. And for car sales, a happy situation is a signed contract.
Someone injured in a car accident may accept a settlement from an adjuster at the accident scene. Have you ever seen a car that has the insurance company logo all over it on the highway? Some of those vehicles are known as “IRVs” (Immediate Response Vehicles). Like someone selling a car, the adjuster happens upon an accident scene after being called in from the branch office to speak with the injured victim. They promise the moon but deliver next to nothing. Insurance companies encourage their adjusters to settle claims quickly because they know that the longer the claim is open, the more exposure the company faces. The insurance companies start telling accident victims that they are entitled to money (“cash-out” is a term used by the insurance industry). Insurance companies settle cases quickly because the bottom line is that they are trying to save as much money as possible. Insurance companies also offer “open medical” which means they say they will pay for future treatment. However, many times the treatment you may receive might not be deemed “reasonable or necessary” by the insurance company. In which case, you will be on the hook for the medical bills.
The accident only happened a week ago. However, she signed an early offer from the liability carrier saying they will pay for up to $6,000.00 in treatment and then paid her about $2,500.00 on top of that. She signed it, sent it in and then deposited the money. Can this be withdrawn or at this point is she locked in to this deal since she has already agreed to it?
Our legislature has tried to put an end to these insurance company tactics. NRS 10.185 provides as follows:
1. A release of liability given in connection with any claim for personal injury sustained by a releasor is voidable by a releasor within 60 days after its signing by the releasor, if the releasor signed the release:
(a) Within 30 days after the event that initially caused his or her injury; and
(b) Without the assistance or guidance of an attorney.
2. To void the release of liability pursuant to subsection 1, the releasor shall:
(a) Sign a written notice disclosing the election of the releasor to void the release; and
(b) Within 10 days after signing the notice
(1) Send the original notice or a signed copy of the notice to the releasee; and
(2) Return any consideration paid by the releasee.
3. A release of liability is void on the date that the notice and any consideration described in
subsection 2 are received by the releasee.
4. As used in this section:
(a) “Personal injury” means any mental or physical injury. The term does not include property
damage.
(b) “Release of liability” means an agreement executed between a releasor and releasee.
(c) “Releasee” means a party who is being released by the releasor from any claim described in
subsection 1.
(d) “Releasor” means a party who agrees to release the releasee from any claim described in
subsection 1.
A release can be set aside under the law if it was signed within 30 days after an accident
and the injured person signed it without the help of an attorney. You must send a written notice
to the insurance company within 60 days after signing the release. Additionally, the injured party
must return any money you received from the company. You have a limited time-frame to do
this. Please do not be a victim twice.
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A friend recommended I call them for my speeding ticket. The lady informed me since it was my first offense Las Vegas Municipal Court was already offering ticket reduction, no traffic school, and no points as long as I pleaded no contest and paid online. She could’ve easily gotten me for my $50 and I wouldve never known! She even walked me through the whole process online. I wish I could give this place 10 stars. – Amanda G.
They were super helpful I went to them when I got into a car accident they took care of everything and immediately set up an appointment to see some doctors super friendly staff. Car accidents can be super stressful and they made me feel welcomed and cared for. 10/10 would definitely recommend. Hopefully I have no more car accidents but if I do they’re my people to go to. – Rachell M.
I'm writing this review on behalf of my husband who was involved in a car accident with a drunk driver while he was coming home from work in a middle of the night. Because of the personal injuries and the car damage we contacted Craig P. Kenny & Associates. Lawrence E Mittin and his team were very committed in making the whole process so much easier for my husband who needed to see several doctors because of the injuries. In the end, my husband received a very nice settlement. Thank you for all the work Lawrence E Mittin! We will recommend this law firm to anyone in need. – Ioana R.
Paul Kirst with Craig P Kenny & Associates is an efficient, trustworthy personal injury lawyer who gets results! He recently handled a traffic violation for me smoothly and with exceptional results, even in the midst of common quarantine close-down challenges. I had the opportunity to interact with him during the process and enjoyed his tension-reducing humor, and appreciated his knowledge and understanding of the law and related court systems. Paul kept me updated through the process, explaining both the how's and the why's. His office was communicative and followed up faithfully by email and phone. They even sent reminders regarding the final court processing fees and deadline. The five star way that Paul resolved a small legal matter confirmed that I will return to his care should I need a top notch personal injury lawyer for a large matter. Thank you, Paul! – Teri A.
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