无保险驾驶人事故

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与无保险驾驶人发生事故后，请致电我们的人身伤害律师团队

保护您自己和家人：医疗费用和未投保/保险不足的驾驶人保险

You can be the greatest quarterback in the NFL, but if you don’t have a ball, you are not going to complete one pass. Similarly, you can be seriously injured due to the negligence of another, but if there is limited or no money available to compensate you, the best lawyers cannot do anything to change that situation.

作为您的拉斯维加斯车祸律师，没有什么比无法帮助受伤的人更让我们沮丧的了。例如，去年有一位先生因多处脊椎骨折而戴着头环来到办公室。他被一名醉酒司机迎面撞上，在医院接受了紧急手术。醉酒司机没有保险。不幸的是，受害者没有未投保机动车保险，所以他根本拿不到钱。很多人问，在这种情况下，为什么我们不起诉醉酒司机并扣押他的资产、薪水等。如果我们认为这样做可以收回赔偿金，我们就会这么做，但实际情况是，你几乎永远拿不到个人赔偿金。大多数人没有数千美元来满足任何判决，少数有钱的人可以成功避免任何追偿努力。因此，这位戴着头环的先生将终生受苦，却拿不到一分钱！

This can be avoided. You can protect yourself by buying uninsured/underinsured motorist coverage, which starts at a minimum of $25,000 per person/$50,000 per accident. Check with your insurance agent, but this coverage is not that expensive. I would recommend $100,000/$300,000 as the minimum amount to protect you. Although most people do have insurance, there are a good number of people driving with the minimum limits of $25,000 of liability coverage. We see this situation all the time; where a person is injured, taken by ambulance to UMC hospital, who treats him in the trauma unit and generates a bill of say $10,000. The hospital has an automatic lien on your case, so with only $25,000 available, there is not much money left to pay for other doctor bills and compensate that person for their injuries. It really is not that much different from the drunk driver with no insurance.

强烈建议您为自己和家人购买大量未投保/投保不足的机动车保险。即使您有健康保险，您也可以通过购买医疗费用保险（也称为医疗支付）来使您的索赔受益。医疗费用保险的限额通常为 5,000 美元或 10,000 美元。您可以获得更高的限额，请咨询您的保险代理人。如果您发生车祸，此保险将支付最高限额的医疗费用。这些费用仅在机动车事故发生后才生效。那么除此之外，它还有什么好处呢？我们经常被问到这个问题：“我叔叔的情况和我一样，为什么他净赚了近 10,000 美元，而我只赚了 5,000 美元？”您的叔叔很可能有医疗费用保险。大多数软组织索赔最终都以患者治疗几个月而告终。如果没有医疗费用，医生通常会以留置权为您治疗，这笔钱必须在案件结束时偿还。医生、医院、健康保险公司和医疗保险的留置权会蚕食您的净赔偿金。医疗费用的好处在于，您不必在索赔结束时偿还。例如，“客户 A”治疗了 2 个月，医疗费用为 5,000 美元。他有医疗费用。该案件的和解价值为 10,000 美元。唯一的费用是 1/3 的律师费，因此他净赚 6,666 美元。（假设示例中没有费用）。

“客户 B” 有相同的费用，但这些费用都属于留置权。在 Craig P. Kenny & Associates，我们的收入从不高于客户，因此在第二个例子中，我们会将留置权协商降低到 4,000 美元左右，并将我们的费用降低几百美元，这样客户就可以得到大约 3,000 美元；这与“客户 A”相差甚远。请记住，您欠留置权款项这一事实不会增加您的索赔价值。如果案件交由陪审团审理，保险或是否欠账单都无关紧要。

The bottom line is, don’t rely on your fellow driver to carry enough insurance to compensate you for your claim. If you own a car, you are in control of whether you have the above coverages to protect and benefit you. If you are unsure of the coverages you carry on your insurance policy, please give us or your insurance agent a call to go over it with you.

拉斯维加斯最佳人身伤害律师

拉斯维加斯律师事务所 Craig P. Kenny & Associates 已为内华达州拉斯维加斯的受伤受害者提供值得信赖的法律代理服务，我们已成立 27 年。Craig Kenny 为内华达州拉斯维加斯的居民提供法律服务，主要从事人身伤害法领域的工作，重点是车祸、滑倒和跌倒事故、工伤赔偿、刑事辩护、保险恶意索赔和交通罚单。

Craig P. Kenny 及其敬业的人身伤害律师团队利用其丰富的法律专业知识，致力于尽快、高效地为您的伤害获得最高和解方案。他们还将帮助您获得康复期间可能需要的任何额外损害赔偿，包括与事故相关的当前和未来医疗费用。

We treat our clients as a part of the family

Craig P. Kenny & Associates 的目标是像对待家人一样对待每一位客户。我们的员工始终友善、有礼，并专注于每一位走进我们大门的客户。通过与 Craig P. Kenny & Associates 合作，您可以期待在您的案件处理期间以及我们整个工作关系期间都能获得及时和认真的服务！我们以提供一流的客户服务为荣，无论是在家中、医院还是工作场所与客户会面，我们始终可以指导您完成案件的每一步！

If you or a loved one are in need of the best personal injury attorney Las Vegas has to offer, contact Craig P. Kenny & Associates for a free injury case evaluation. (702) 380-2800

致电我们的无保险机动车事故律师

内华达州拉斯维加斯的 Craig P. Kenny & Associates 的联系电话为 702-380-2800。我们的无保险机动车事故律师随时准备为您提供帮助。

我们的评论

Hayley Price 是一位知识渊博、经验丰富的律师。Hayley 让我感觉自己是她唯一的客户；她给了我很好的建议，并准备为解决我的案子而努力。我一定会向家人和朋友推荐 Hayley。

再次感谢 Hayley – Anthony P.

这些家伙很棒。非常高效，非常专业地处理了我的需求。强烈推荐。– Autumn W.

一位朋友建议我打电话给他们，以解决我的超速罚单。这位女士告诉我，由于这是我的第一次违法行为，拉斯维加斯市法院已经提供罚单减免、交通学校和扣分，只要我不抗辩并在线支付。她本可以轻松让我支付 50 美元，而我永远不会知道！她甚至在网上指导我完成整个流程。我希望我能给这个地方 10 颗星。– Amanda G.

他们非常乐于助人，我出车祸时就去找他们，他们处理了一切，并立即安排了预约看医生，工作人员非常友好。车祸会让人非常紧张，他们让我感到受欢迎和关心。10/10 绝对推荐。希望我不再有车祸，但如果有，他们就是我要找的人。– Rachell M.

我代表我的丈夫写这篇评论，他在半夜下班回家时与一名醉酒司机发生了车祸。由于人身伤害和车辆损坏，我们联系了 Craig P. Kenny & Associates。Lawrence E Mittin 和他的团队非常致力于为我的丈夫简化整个过程，他因为受伤需要看几位医生。最后，我的丈夫得到了非常不错的赔偿。感谢 Lawrence E Mittin 所做的一切工作！我们会向任何有需要的人推荐这家律师事务所。– Ioana R.

Craig P Kenny & Associates 的 Paul Kirst 是一位高效、值得信赖的人身伤害律师，他能取得成果！最近，他帮我顺利处理了一起交通违规案件，而且结果非常出色，即使在常见的隔离封锁挑战中也是如此。我有机会在整个过程中与他互动，享受他缓解压力的幽默，并欣赏他对法律和相关法院系统的了解和理解。Paul 在整个过程中不断向我通报最新情况，解释了如何做和为什么做。他的办公室沟通顺畅，并通过电子邮件和电话忠实跟进。他们甚至发送了有关最终法院处理费用和截止日期的提醒。Paul 以五星级的方式解决了一个小法律问题，如果我需要一位一流的人身伤害律师来处理大事，我会再次找他。谢谢你，Paul！– Teri A.

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Understanding Different Types of Boating Accidents

撰稿人： Aaron Taylor • 2024年7月31日

Boating is a fun activity, but it is not without its risks. Read this blog to learn about several types of boating accidents that can happen to you.

Two cars are involved in a car accident on the street.

WHAT TO DO AND WHAT NOT TO DO WHEN IN A CAR ACCIDENT

撰稿人： Jimmy Howard, Esq. • 2024年7月1日

Every car accident happens fast and unexpectedly. The immediate moments after a car accident are adrenaline-fueled chaos. You may be in significant pain. Because of this, it is best to have a plan for what to do if a car accident happens before it happens. 1. Call the police immediately. Many times the at-fault driver will tell you, 'Let's not involve the police'. The at-fault driver might even offer you some cash right on the spot or offer to get your car fixed themselves if you do not call the police. Do not listen to the other person. The police will document what happened, and they will gather and exchange the necessary information among the drivers. But even if you have called the police... 2. Get information, especially regarding the other driver and their insurance. Even if you have called the police, collect all the information at the scene you can, especially regarding the other driver. Ask to take a picture of their driver's license and proof of insurance. The insurance information is critical to making a claim to get repairs or pay for medical expenses. Take pictures of their car, both the damage to it and the license plate. Take photos of your car, particularly the damage to it. Ask for the driver's address and/or phone number. Ask for witnesses' names and phone numbers or a business card. If you have called the police, you might think, well the police will get all that information, and that is true. But, what if the other driver just decides to flee before the police arrive? It happens. 3. Get medical treatment for your injuries as soon as possible. Commonly people feel pain after an accident but think it will heal on its own if they don't have an obvious serious injury, like a broken bone. Then after a few weeks of the pain not going away, they decide to seek care. The other driver's insurance company will call this a gap in treatment and argue you must not have been that injured if you waited so long to get treatment. Or, they may say you hurt yourself doing something else but want to blame it on the accident. These can be strong arguments against your case, particularly the longer you go between the accident and getting treatment. Get checked out as soon as possible after an accident if you are feeling any pain. 4. Call Craig P. Kenny & Associates and speak with an attorney as soon as possible. Our law firm has been helping Nevada car accident victims for almost 30 years. Our attorneys and staff have traveled the road of a car accident's aftermath every day for those 30 years. We are aware of laws, pitfalls, and windfalls that most people would not know. Just a few examples: Did you know there can be several layers of insurance available to pay for your medical treatment and pain and suffering after a car accident? Does it make a difference if the other driver was arrested for driving under the influence? What if you are working when you are in a car accident? Do you have a workers' compensation claim, a car accident claim, or both? What if the other driver's insurance company refuses your claim and you have to file a lawsuit? At Craig P. Kenny & Associates, we have dealt with all of these situations many times over many years. 5. Do not talk to or give statements to the other driver's insurance company. The other driver's insurance company has a legal obligation to protect their insured. When they take statements from you, they are trying to protect their insured and the insurance company's money. They are not acting as your friend. If you hire Craig P. Kenny & Associates, we will talk to the other driver's insurance company for you. We know what to ask, what to say, and what not to say. 6. Do not attempt to negotiate a quick settlement with the insurance company. This is what the other driver's insurance company wants you to do. Sign away all your future rights for a pittance. If it turns out that you have a hidden injury like a herniated disc in your spine that will cause you pain for the rest of your life and might require surgery, it is too late if you take their money and sign their paperwork. You released all claims, even if you did not know about the injuries at the time. The law does allow you to back out of such a deal for a short period of time. But, you have to revoke the deal in writing and send back the money quickly. Please have a plan of what to do if you are in a car accident before you are in a car accident. Make part of that plan to call Craig P. Kenny & Associates, where clients are treated with honesty and sincerity.

WHO WILL BAIL YOU OUT?

撰稿人： Senator Melanie Scheible, Esq. • 2024年6月3日

Understanding what bail is and how it works can be incredibly difficult and stressful when someone gets arrested. The concept of posting bail to get out of jail dates back centuries and has changed over time in the United States and Nevada. In its simplest form, bail is a refundable deposit that a person pays to get out of jail and gets back when they come to court. Have you ever test-driven a car without a salesperson? You may have been asked to leave your driver’s license or credit card with the salesperson before they handed you the keys to the car. The idea is that the dealership expects that your license or credit card is so valuable to you that you will come back for it, rather than abscond with their vehicle. The same is true of bail. The idea is that once someone pays the bail amount to the jail, they will want it back enough to come to their next court date. The purpose of bail -- to ensure a person’s return to court – has expanded to also include adding conditions of release that ensure the safety of the community. In Nevada, Judges are legally required to impose the “least restrictive means” necessary to ensure 1) the person will return to court and 2) the safety of the community. Posting a monetary bail is just one of many possible conditions of release. When someone is arrested in Nevada, they are entitled to a hearing on their custody status within 48 hours. That hearing is an opportunity for the person arrested, their attorney, the prosecutor, and the judge to review the facts of the case known at the time as well as the person’s criminal history. At this hearing, the attorneys may agree on release conditions, or they may each argue their position and the judge will decide. For example, one or both attorneys might suggest that the person be released on house arrest, or be released with a requirement for drug testing. Many people who are arrested on misdemeanor charges, like Driving Under the Influence, are released without a hearing and in less than 48 hours. Someone can also be released from jail in less than 48 hours by posting bail before the hearing. If your loved one has been arrested, you may be trying to decide whether to post bail or wait. Every case is different and the right decision varies for different families. What is important to remember is that if it has been less than 48 hours since your loved one’s arrest, the bail amount or release conditions may still change. An attorney cannot make any promises or guarantees about what will happen in your loved one’s case, but a good, local attorney can tell you what their experience has been in similar cases. Knowing what an experienced attorney has seen happen in similar cases, may help you make the right decision in your situation. Increasingly, courts across the country are moving away from monetary bail. Some courts are implementing robust reminder systems that automatically send emails or text messages reminding people about their court dates. Other courts have extensive monitoring programs that utilize technology like house arrest ankle bracelets, phone GPS, and fingerprint scanning to keep routine contact with people facing criminal charges. Some courts are offering people the choice between submitting to monitoring and posting a monetary bail. All of these policy choices are a crucial part of our justice system, which entitles everyone to be presumed innocent until proven guilty. If you, a friend, or a loved one has been arrested, please call me at 702-380-2800 for a free consultation.

联系信息

Phone: 702-380-2800

免费电话：(888) 275-3369

传真：(702) 380-2833

Email: ckenny@cpklaw.com

地址：内华达州拉斯维加斯南 8 街 501 号，89101

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